1023 1st ST, Surf City, NC 28445
1023 1st ST, Surf City, NC 28445
1023 1st ST, Surf City, NC 28445
1023 1st ST, Surf City, NC 28445
1023 1st ST, Surf City, NC 28445
1023 1st ST, Surf City, NC 28445
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$ 1,100,000
Est. payment | /mo

3 Beds

3 Baths

1,440 SqFt


$ 1,100,000
Est. payment | /mo

3 Beds

3 Baths

1,440 SqFt

Open House

Sat Jul 18, 11:00am - 1:00pm

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,440 sqft

Price per Sqft $763

Subdivision Old Settlers Beach

MLS Listing ID 100584283

Style Wood Frame,Stick Built

Bedrooms 3

Full Baths 2

Half Baths 1

HOA Y/N No

Year Built 1992

Lot Size 6,534 Sqft

Acres 0.15

Lot Dimensions irregular

Property Sub-Type Single Family Residence

Source Hive MLS

Property Description

Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation.

Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic:

2026 Improvements
Wall removed between kitchen and living room to create a true open-concept layout

Popcorn ceilings removed throughout

Shiplap ceiling with center beam and recessed lighting added in living room and kitchen

Kitchen upgrades:

Large island seating six, designed for cooking, gathering, and entertaining

New 6-burner gas range with convection and air-fry oven

Over-range microwave removed and replaced with a powerful exterior-vented hood

New microwave installed in the island

Granite countertops

All-new soft-close cabinets, drawers, and pantry storage

Pantry cabinets include pull-out shelves with power outlets

Dedicated spice cabinet

Tiled backsplash

Primary bathroom upgrades:

New soft-close vanity with quartz top

Tub removed and replaced with a custom tiled shower with glass door

New lighting, fixtures, and mirrors

Pocket door from laundry room removed and closed in

Guest bathroom upgrades:

New soft-close vanity with quartz top

New lighting, fixtures, and mirrors

New ceiling fans in primary bedroom and living room

Beadboard chair rail replaced with a clean, modern finish

Premium LVP flooring installed throughout, replacing carpet and older LVP

All light switches and plates replaced with matching white finishes

Fresh Sherwin-Williams paint throughout

Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind.

Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets.

The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment.

This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation.

Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation.

Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

Location

State NC

County Onslow

Community Old Settlers Beach

Zoning MHS

Direction From Surf City high-rise bridge take the 2nd exit onto N. New River Dr. Go north 2 miles and turn left onto 1st Street. Head west and home is on your left.

Location Details Island

Rooms

Other Rooms Covered Area, Bathhouse, Storage, Workshop

Basement None

Primary Bedroom Level Primary Living Area

Interior

Interior Features Walk-in Closet(s), High Ceilings, Whole-Home Generator, Kitchen Island, Elevator, Ceiling Fan(s), Pantry, Walk-in Shower, Blinds/Shades, Walk-In Closet(s)

Heating Propane, Heat Pump

Cooling Central Air, Ceiling Fan(s), Heat Pump

Flooring LVT/LVP, Carpet

Furnishings Unfurnished

Window Features Skylight(s),Storm Window(s)

Appliance Gas Oven, Built-In Microwave, Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, ENERGY STAR Qualified Appliances, Tankless Water Heater, Gas Range, Generator

Laundry Laundry Room

Exterior

Exterior Feature Shutters - Board/Hurricane, Outdoor Shower, Irrigation System, Storm Doors, Thermal Doors

Parking Features Attached, Covered, Lighted, Off Street, On Site, Paved

Pool None

Utilities Available Sewer Connected, Water Connected

Amenities Available Waterfront Community, None

Waterfront Description Boat Lift,Canal Front,Deeded Waterfront,Water Depth 4+

View Canal, ICW, Marsh, Sound, Water

Roof Type Metal

Accessibility Accessible Elevator Installed

Porch Covered, Deck, Enclosed, Patio, Porch, Screened, Wrap Around, Rear Porch

Garage No

Building

Lot Description Dead End, Front Yard, Boat Slip, Boat Dock, Boat Lift, Deeded Waterfront, Navigable Water, Water Depth 4+

Entry Level Two

Foundation Other, Pilings

Water Public

Level or Stories 1

Structure Type Shutters - Board/Hurricane,Outdoor Shower,Irrigation System,Storm Doors,Thermal Doors

New Construction No

Schools

Elementary Schools Coastal

Middle Schools Dixon

High Schools Dixon

Others

Tax ID 801-203

Acceptable Financing Cash, Conventional, FHA, USDA Loan, VA Loan

Listing Terms Cash, Conventional, FHA, USDA Loan, VA Loan

Special Listing Condition Standard

Virtual Tour https://listings.lighthousevisuals.com/sites/rxodypvm/unbranded

Hive MLS / Savannah / Classic / (NCRMLS) / Cape Fear Realtors / Mountain Lakes Board of Realtors
Listed by REAL Broker LLC

Nearby Locations

Rachel Ward

"My job is to find and attract mastery-based agents to the office, protect the culture, and make sure everyone is happy! "

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1023 1st ST